- Found this little gem while preparing for a Chemistry experiment: If you drink 2 - 12 oz sodas every day for 1 month, you will consume 5.6 gallons of soda, gulp down about 5 lbs of sugar, take in more than 8,000 calories. YOWZERS!! And we wonder why the #1 epidemic hitting America is obesity.
Monday, March 26, 2012
Every Wonder Why We are So Fat
Friday, March 23, 2012
Wondering if things aren't quite right ??
The seven signs where action there may be needed are:
1. Staff turnover and/or much complaining to the board
2. Funders and donors questioning the use of funds or the quality of work
3. Board/CEO rocky relationship (where trust is on the decline or absent)
4. Clients expressing dissatisfaction with or not using services
5. Community and peer group gossip or lack of partnering
6. Regulator challenges
7. Professional advisers advising that change must occur
1. Staff turnover and/or much complaining to the board
2. Funders and donors questioning the use of funds or the quality of work
3. Board/CEO rocky relationship (where trust is on the decline or absent)
4. Clients expressing dissatisfaction with or not using services
5. Community and peer group gossip or lack of partnering
6. Regulator challenges
7. Professional advisers advising that change must occur
Management Advisor Marketing Advisor Business Communications
JWB Interest, LLC 2012 All Rights Reserve
Monday, March 19, 2012
Run a Family Business Like a Business
Q. I plan to start a family-owned business. What are some of the areas that will probably be most sensitive
A. Family-owned businesses can be a disaster if they are run as a dictatorship. There are numerous well known cases where seemingly successful businesses ended up "on the rocks" as did some marriages and other family relationships.
Thankfully these scenarios are the exception rather than the rule. However, since you are contemplating a clan-centered business, you should be aware that the family-owned business presents special challenges to the family-based management team. Some possible means to avoiding such concerns are:
1. In every small business the chief executive should have a set of personal as well as company goals. However, for a family-owned business, each member of the family management team should have a written list of his or her goals (both personal and company), then this family management team should jointly create a set of company goals from these lists.
2. Chances are that most, if not all, of your management team (board of directors) is all family as well. That’s OK, but you should also have one or more outside advisors to challenge your decisions and make sure you are doing your homework. Otherwise there are chances you could be missing out on potential profit opportunities that an inbred family "board" won’t see.
3. According to Scott Clark, "The Company Doctor", "If the CEO of such a business keeps all the power to himself it may yield only spoiled apples, sharing power in a family business can lead to applesauce, while splitting it wisely may give you apple pie".
4. Don’t try to share responsibility for the same tasks, projects or programs. Instead, split the power by giving different family management members responsibility for different parts of the business in accordance with the organization chart. Your goal should be to expand each member’s experience and expertise so they can grow with the business.
5. Make certain that all members of your management team are qualified individuals. If it turns out that none, or just a few of the family are qualified, so be it. Don’t add family members to the "team" just to be adding them.
6. It’s easy for family meetings on the business to degenerate into informal get-togethers, but it’s a big mistake. Keep your business meetings formal; some with just family, some with the rest of your management team and perhaps some with your financiers. At least once a year hold a strategic planning session. If possible pick a location for this session off site from your office. Establish an agenda where all family management members have the opportunity to help plan/assess where the company is in the market today; where it’s competitors are; where the company should expand and grow – along with what the anticipated bottom line results will be – how you can make it happen and how you will monitor the results
The keys to family-business prosperity, in addition to a strong strategic plan, are a strong foundation of family communications and trust. Without those basic elements, lasting success and legacy don’t have a chance.
Management Advisor Marketing Advisor Business Communications
JWB Interest, LLC 2012 All Rights Reserve
What Google’s Search Changes Might Mean for You
Bloomberg - Google is enhancing its search technology with answers to certain queries.
Google is undergoing a major, long-term overhaul of its search-engine, using what’s called semantic Web search to enhance the current system in the coming years. The move, starting over the next few months, will impact the way people can use the search engine as well as how the search engine examines sites across the Web before ranking them in search results.
Google says its search engine will be even better at providing answers to people’s search queries because it will have a greater understanding of the information on sites across the Web. That could mean that either Google will display the answer to a search query at the top of the search-results page, rather than links to other sites. Or it could mean that if Google doesn’t know the specific answer from its own database of information, it would be able to better rank useful websites in the search results.
A Google spokesman said the company wouldn’t comment on future search-engine features. But people familiar with the initiative say that Google users will able to browse through the company’s “knowledge graph,” or its ever-expanding database of information about “entities”—people, places and things—the “attributes” of those entities and how different entities are connected to one another.
For example, if someone searched for an author like Ernest Hemingway, they might get detailed information about him at the top of the search results, including his date of birth and death, the best-selling books he wrote and where he lived, among other things. Google users might then be able to click to get more information about his books, such as “The Sun Also Rises” or “A Farewell to Arms.”
Google won’t give any new advice to webmasters right now, and it’s unclear whether they should do anything different until changes roll out.
But Larry Cornett, a former Yahoo search executive, said web publishers “get a jump on this by following open standards for how to semantically mark-up their content to give it ‘meaning’ in anticipation of Google doing useful things with that.”
After Google begins to use more semantic search technology, he said, a semantically marked-up site might come up higher in search results.
Some open standards come from the W3C Semantic Web and Schema.org, which the major search engine players including Google have agreed to recognize, Cornett said. Cornett, who advises start-ups including semantic-search company Primal.com, also suggests web publishers visit SemanticWeb.org to stay on top of developments in the space.
Danny Hillis, who co-founded semantic search company Metaweb Technologies, which Google bought in 2010, said that if a site has educational materials, the site owner may want to visit the Learning Resource Metadata Initiative, at www.LRMI.net, which will help them mark up, or “tag,” their site so that a search engine could recognize the “concepts” it has information about, rather than just the keywords.
Of course, said a Google spokesman, the company is trying to transform the search engine so that it can more easily recognize the quality of a site—just like a human would—and that Google’s general webmaster guidelines will always apply.
Google is undergoing a major, long-term overhaul of its search-engine, using what’s called semantic Web search to enhance the current system in the coming years. The move, starting over the next few months, will impact the way people can use the search engine as well as how the search engine examines sites across the Web before ranking them in search results.
What does this mean for Google users?
Google says its search engine will be even better at providing answers to people’s search queries because it will have a greater understanding of the information on sites across the Web. That could mean that either Google will display the answer to a search query at the top of the search-results page, rather than links to other sites. Or it could mean that if Google doesn’t know the specific answer from its own database of information, it would be able to better rank useful websites in the search results.
A Google spokesman said the company wouldn’t comment on future search-engine features. But people familiar with the initiative say that Google users will able to browse through the company’s “knowledge graph,” or its ever-expanding database of information about “entities”—people, places and things—the “attributes” of those entities and how different entities are connected to one another.
For example, if someone searched for an author like Ernest Hemingway, they might get detailed information about him at the top of the search results, including his date of birth and death, the best-selling books he wrote and where he lived, among other things. Google users might then be able to click to get more information about his books, such as “The Sun Also Rises” or “A Farewell to Arms.”
What does this mean for website owners?
Google won’t give any new advice to webmasters right now, and it’s unclear whether they should do anything different until changes roll out.
But Larry Cornett, a former Yahoo search executive, said web publishers “get a jump on this by following open standards for how to semantically mark-up their content to give it ‘meaning’ in anticipation of Google doing useful things with that.”
After Google begins to use more semantic search technology, he said, a semantically marked-up site might come up higher in search results.
Some open standards come from the W3C Semantic Web and Schema.org, which the major search engine players including Google have agreed to recognize, Cornett said. Cornett, who advises start-ups including semantic-search company Primal.com, also suggests web publishers visit SemanticWeb.org to stay on top of developments in the space.
Danny Hillis, who co-founded semantic search company Metaweb Technologies, which Google bought in 2010, said that if a site has educational materials, the site owner may want to visit the Learning Resource Metadata Initiative, at www.LRMI.net, which will help them mark up, or “tag,” their site so that a search engine could recognize the “concepts” it has information about, rather than just the keywords.
Of course, said a Google spokesman, the company is trying to transform the search engine so that it can more easily recognize the quality of a site—just like a human would—and that Google’s general webmaster guidelines will always apply.
Management Advisor Marketing Advisor Business Communications
JWB Interest, LLC 2012 All Rights Reserve
By Amir Efrati - Wall Street Journal
By Amir Efrati - Wall Street Journal
Business Insurance
Q. I am in the final stages of starting a driveway repair/replacement business. I can't seem to get a clear understanding of what types of insurance are either required by statute or others, or are needed by me for my personal benefit? Can you shed some light on this issue?
A. First let's address the question regarding which insurance is not required by statute or others but is for your personal protection. To insure or not to insure is basically a matter of evaluating the degree of risks involved in your business. Management of risk involves the control of risk, which normally involves one, or a combination, of three methods:
1. Assumption of risks (self insurance)
2. Avoidance of risks
3. Transfer of risks (business insurance)
Each method has its own good and bad points and its own place in assisting a business in managing risk. However, to manage any risk, it must first be identified.
To accomplish this first step you should obtain the counsel of a professional independent insurance agent, broker or insurance consultant for assistance. This will include an evaluation of how reasonable it is for you to assume some risks as well as the examination of what are the best ways to transfer risks (business insurance).
1. ASSUMPTION OF RISKS (Self Insurance): Assumption of risk means knowingly accepting some risks. There are some risks that are routinely assumed in the course of business. A good strategy will involve having your insurance professional assist in identifying these items/areas of risk and determining your ability to withstand potential loss from such instances. Sound strategy of risk management will include some assumption of risks simply because it is not economically feasible to insure yourself against all possible risks.
2. AVOIDANCE OF RISKS: One of the most effective ways of dealing with risks is to avoid them in the first place. In some instances when a risk cannot be entirely avoided, it can be minimized. Careful planning and sound management are key elements in avoiding risks. This may require careful selection of your location so that you minimize the chances of flooding, break-ins, or theft. It may even involve locating in a developed area to assure adequate fire and police protection. Also, prudent planning may show that installing a sprinkler system could be a wise investment due to the "break even" point of reduced fire insurance premiums. All of these are examples of how the avoidance of risks can be important to your business in terms of reducing the cost of losses.
3. TRANSFER OF RISKS:
Transfer of risk involves the shifting of the cost of loss to another party and is a common method of handling certain identifiable risks. This most common way this is done is through purchasing some levels of various business insurance. Unfortunately, a transfer of risk can be made to you, the business owner, when you have no desire to assume such risks. A common place for this type of a transfer of risk to take place is by contract between parties to a lease. A lease typically contains agreements as to who is responsible for the maintenance of the premises, who is responsible for loss or damage to the premises and who is to maintain insurance for the premises. Because the "who is responsible" part of leases can be confusing or easily misunderstood, you should have your insurance professional or a lawyer examine the lease and make certain you understand all facets of it before you agree to its terms.
In addition to the foregoing there are some insurance coverages required by statue; by lenders; by customers or suppliers; or by common sense.
1. REQUIRED BY STATUE
A. Workers Compensation: In Texas, Workers Compensation insurance is not required by law, as you can be self-insure this risk. In any event, you will be held responsible for income, medical and rehabilitation costs for injured workers.
B. Automobile Liability: Provides coverage for liability for bodily injury or property damage to another party resulting from the use of your motor vehicle.
C. Surety Bonds: Required by state and local governments for certain products or services sold.
D. Crime Insurance: Fidelity insurance required by the federal government to insure the assets of certain employee benefit plans.
2. REQUIRED BY LENDERS
A. Property and/or Life Insurance: Depending on the type of loan and the collateral, certain insurance may be required to cover the lender's interest.
3. REQUIRED BY CUSTOMERS OR SUPPLIERS
A. Property Insurance required to cover customer's or supplier's items left in your custody. Examples, (1) customer's auto left in a garage or (2) inventory left by supplier on a consignment basis.
B. Liability Insurance often required before allowing a business to perform its services on the customer's premises.
C. Workers Compensation Insurance. Most General Contractors require their subcontractors to show proof of having this coverage.
There are other insurances you may want to consider after consultation with your insurance professional. Some are Cargo Insurance, Crime Insurance, Business Interruption, and Professional Liability, also called "Malpractice" insurance.
Management Advisor Marketing Advisor Business Communications
JWB Interest, LLC 2012 All Rights Reserve
6 Ways the Job Search has Changed Post-Recession
The recession changed a lot of things. It changed the way people spend money, the way they save for retirement, the way they invest in stocks. It’s also changed the way companies recruit employees. Gone are the days when companies courted prospective employees, hiring managers offered generous starting bonuses and job seekers could choose from multiple offers.
According to The National Bureau of Economic Research, the recession ended in 2009. Since then, companies have been slowly emerging from survival mode and have begun more active hiring. Yet the job market has been forever changed, and job seekers have had to face a new reality.
So how does a job seeker succeed in the current job market? Here are six ways the job search has changed and the adapted tactics that can help in the job hunt.
1. Passive job searching is no longer an option
Before the recession, it wasn’t uncommon for a skilled, qualified job seeker to be romanced by a prospective employer. Recruiters would seek out candidates without the candidates having to do much in the way of aggressive follow-up. That’s rarely the case anymore. These days, job seekers need to act in order to find jobs and get the attention of employers. “This means job seekers must be active in their job search and set ‘alerts’ on major job boards/search engines so they are notified when an appropriate job match is posted,” says Daniel Newell, job development and marketing specialist for San Jose State University’s Career Center in San Jose, Calif. “This also means that job seekers should utilize several job-search strategies, such as job boards, job-search engines, classifieds, networking sites and social media, in addition to job fairs and hiring events.”
2. Fewer jobs mean more competition
In the early 2000s, jobs were more plentiful, and if you didn’t get one job, chances are there’d be another one just like it. Yet nowadays, the odds are not in a job seeker’s favor. According to the Bureau of Labor Statistics, when the recession began in December 2007, the number of unemployed people per job opening was 1.8. In June 2009, there were 6.1 unemployed people per job opening. While the number has since been trending downward and was at 4.2 as of November, you still need to find ways to stand out from the competition.
“The burden of proof has shifted to the job seeker to demonstrate value and fit,” says Roy Cohen, career coach and author of “The Wall Street Professional’s Survival Guide.” “Job seekers need to be bolder and more energetic in this very challenging market. They need to show that they’re willing to go above and beyond and that they’ll work hard, tirelessly and take initiative to get the job done.” Cohen also says that job seekers need to be more solution-oriented. “It’s not enough to say, ‘Here I am.’ The emphasis is now on, ‘Here’s what I can do for you.’”
3. Mistakes, even minor, are not tolerated
Back in the “glory days” before the recession, mistakes made in application materials or during an interview weren’t ideal, but they weren’t necessarily automatic deal breakers, either. If a candidate misspelled a word on his résumé but otherwise had all the right qualifications, the employer might have let the error slide. In this job market, there’s no room for errors. “Nothing less is accepted or tolerated in a market where there are many more candidates than positions, and companies need to be sold on adding head count,” Cohen says.
To avoid making costly mistakes, proofread your résumé backward and forward, and then have someone else proof it again. Ensure you’re fully prepared for an interview by researching the company and practicing answering interview questions.
4. Social media are the new recruiting tool
Before the recession, human-resources teams were more robust and better equipped to manage the hiring process. During the recession many companies downsized, leaving HR short-staffed and buried under piles of résumés. Recruiters have had to finds ways to recruit more efficiently, and social media have become a solution for hiring managers to find and screen candidates more quickly. That means job seekers need to have a social media presence, and a professional one at that.
“Social media has made a huge impact for job seekers,” says Lavie Margolin, career coach and author of “Lion Cub Job Search: Practical Job Search Assistance for Practical Job Seekers.” “Employers are using social media to post job openings and look into candidate backgrounds via private Facebook pages. Job seekers have an opportunity to increase their visibility … via their LinkedIn page and possibly a blog that is industry-focused.”
5. Customization is critical
It is no longer acceptable in this job market to use a “spray and pray” method of applying for jobs. Blanket emailing recruiters with the same résumé will increase the chances that your application gets tossed to the side. Newell says it’s important that job seekers create targeted résumés. “They must have a different résumé for each job they are applying for, and they must ensure that they effectively communicate their skills which relate to the job [for which] they are applying.” The same goes for cover letters.
6. Networking is more important than ever
It’s becoming more and more of an advantage in today’s world to know someone within the company you’re applying to so your résumé gets in the right hands. While not everyone has automatic connections, there are other ways to build relationships. One way to do so is through networking. “My advice to today’s job seeker is to network,” Newell says. “Job seekers should join groups and attend socials through sites such as MeetUp and LinkedIn. Attending a casual social and being active in online and offline groups can open many doors to employment.”
The job market may not look the same as it did five years ago, but that doesn’t mean you have to start from square one. It just means that by equipping yourself with the job-search tools needed in today’s world, you’ll be in a better position to get hired.
According to The National Bureau of Economic Research, the recession ended in 2009. Since then, companies have been slowly emerging from survival mode and have begun more active hiring. Yet the job market has been forever changed, and job seekers have had to face a new reality.
So how does a job seeker succeed in the current job market? Here are six ways the job search has changed and the adapted tactics that can help in the job hunt.
1. Passive job searching is no longer an option
Before the recession, it wasn’t uncommon for a skilled, qualified job seeker to be romanced by a prospective employer. Recruiters would seek out candidates without the candidates having to do much in the way of aggressive follow-up. That’s rarely the case anymore. These days, job seekers need to act in order to find jobs and get the attention of employers. “This means job seekers must be active in their job search and set ‘alerts’ on major job boards/search engines so they are notified when an appropriate job match is posted,” says Daniel Newell, job development and marketing specialist for San Jose State University’s Career Center in San Jose, Calif. “This also means that job seekers should utilize several job-search strategies, such as job boards, job-search engines, classifieds, networking sites and social media, in addition to job fairs and hiring events.”
2. Fewer jobs mean more competition
In the early 2000s, jobs were more plentiful, and if you didn’t get one job, chances are there’d be another one just like it. Yet nowadays, the odds are not in a job seeker’s favor. According to the Bureau of Labor Statistics, when the recession began in December 2007, the number of unemployed people per job opening was 1.8. In June 2009, there were 6.1 unemployed people per job opening. While the number has since been trending downward and was at 4.2 as of November, you still need to find ways to stand out from the competition.
“The burden of proof has shifted to the job seeker to demonstrate value and fit,” says Roy Cohen, career coach and author of “The Wall Street Professional’s Survival Guide.” “Job seekers need to be bolder and more energetic in this very challenging market. They need to show that they’re willing to go above and beyond and that they’ll work hard, tirelessly and take initiative to get the job done.” Cohen also says that job seekers need to be more solution-oriented. “It’s not enough to say, ‘Here I am.’ The emphasis is now on, ‘Here’s what I can do for you.’”
3. Mistakes, even minor, are not tolerated
Back in the “glory days” before the recession, mistakes made in application materials or during an interview weren’t ideal, but they weren’t necessarily automatic deal breakers, either. If a candidate misspelled a word on his résumé but otherwise had all the right qualifications, the employer might have let the error slide. In this job market, there’s no room for errors. “Nothing less is accepted or tolerated in a market where there are many more candidates than positions, and companies need to be sold on adding head count,” Cohen says.
To avoid making costly mistakes, proofread your résumé backward and forward, and then have someone else proof it again. Ensure you’re fully prepared for an interview by researching the company and practicing answering interview questions.
4. Social media are the new recruiting tool
Before the recession, human-resources teams were more robust and better equipped to manage the hiring process. During the recession many companies downsized, leaving HR short-staffed and buried under piles of résumés. Recruiters have had to finds ways to recruit more efficiently, and social media have become a solution for hiring managers to find and screen candidates more quickly. That means job seekers need to have a social media presence, and a professional one at that.
“Social media has made a huge impact for job seekers,” says Lavie Margolin, career coach and author of “Lion Cub Job Search: Practical Job Search Assistance for Practical Job Seekers.” “Employers are using social media to post job openings and look into candidate backgrounds via private Facebook pages. Job seekers have an opportunity to increase their visibility … via their LinkedIn page and possibly a blog that is industry-focused.”
5. Customization is critical
It is no longer acceptable in this job market to use a “spray and pray” method of applying for jobs. Blanket emailing recruiters with the same résumé will increase the chances that your application gets tossed to the side. Newell says it’s important that job seekers create targeted résumés. “They must have a different résumé for each job they are applying for, and they must ensure that they effectively communicate their skills which relate to the job [for which] they are applying.” The same goes for cover letters.
6. Networking is more important than ever
It’s becoming more and more of an advantage in today’s world to know someone within the company you’re applying to so your résumé gets in the right hands. While not everyone has automatic connections, there are other ways to build relationships. One way to do so is through networking. “My advice to today’s job seeker is to network,” Newell says. “Job seekers should join groups and attend socials through sites such as MeetUp and LinkedIn. Attending a casual social and being active in online and offline groups can open many doors to employment.”
The job market may not look the same as it did five years ago, but that doesn’t mean you have to start from square one. It just means that by equipping yourself with the job-search tools needed in today’s world, you’ll be in a better position to get hired.
Management Advisor Marketing Advisor Business Communications
JWB Interest, LLC 2012 All Rights ReservedBy: Debra Auerbach
Employee Training
Q. I am in the nursery business and I continue to experience hiring incompetent or troublesome employees. What can I do to improve the quality of my workforce?
A. On the whole, most small businesses do a poor job of training employees and it’s costing them far more that they realize. It could well be that this is a contributing factor to your problem.
People advance lots of reasons as to why training isn’t really worth the effort:
• "We can’t waste time and money in a small company like this trying to educate people. That’s their responsibility".
• "I don’t run a high-tech business. All I need is honest, hard-working people who can be nice to the customers, handle the assignment the way I’ve told them to do it."
• "I’m the owner of the business and am overworked to begin with, the last new job in the world I want is to be a teacher".
Too many business owners kid themselves that well-trained employees can be had without effort. Some hope workers will turn up at the company doorstep already trained by some former employer. Others simply use the sink-or-swim method by throwing untrained workers into skilled occupations in the vain hope that they will learn on the job.
The cost of both of these misplaced judgements can be significant. Some businesses go through a seemingly endless cycle of hiring and firing, of hope and disappointment, in the search for the perfect employee that someone else has trained. Even after a long period of this practice, some haven’t learned that a good employee is made, not born.
The blunt truth is that no business, however small and unassuming it may consider itself, can afford not to train.
Management Advisor Marketing Advisor Business Communications
JWB Interest, LLC 2012 All Rights Reserved
Marketing
Q. I run a computer repair business out of my home. I need to expand my client base. Do you have any ideas for marketing my services to the public more effectively?
A. It may well be that, for a business such as yours, the answer lies with improving your networking know-how. The most effective form of advertising is also the oldest: word-of-mouth. Bright ads and slick brochures don’t compare to an informed recommendation from someone trusted and respected by potential customers.
Word-of-mouth can be just as effective when the information comes directly from you. By networking with colleagues, allied businesses and potential customers, people can learn more about you and what you do.
Networking also is a great way to become more attuned to the issues that affect your customers – their needs, concerns and preferences – giving you a better chance of being in that proverbial "right place" at the right time.
Networking is no different than attending a social function. In fact, it’s better, because you already have something in common with nearly everyone you meet.
Of course, you should never adopt a "who are you and what can you do for me" attitude. Networking works best when there is no pressure to make a sale. Ask questions and always listen. First impressions are important, but they also can be enhanced or changed over time.
To begin building you business network, consider the following:
Business cards. Develop a good business card that provides all the important information about your business. Print up a large supply and distribute them liberally at any and all events you attend. They are inexpensive, yet very effective as a reminder as to who you are and what services you offer. In addition, many times when you give out a business card you will get one in return.
Following the session when these cards are exchanged, write on the back of each card the date and event where you received the card. Later, should you need to contact an individual who gave you a card, you can refer to the date and place where you met, and that will greatly increase the chance that you will get a good reception.
Professional societies. Nearly every type of business has a national association that represents its members’ interests; most have local chapters with regular meetings and activities. Along with providing a great source of contacts, professional societies offer volunteer opportunities where you can demonstrate your skills.
Chambers of Commerce and Business Roundtables. These groups offer valuable exposure within a particular community or region. While other members may not be in your target market, they can provide valuable leads and referrals – that’s word-of-mouth advertising. Many also provide opportunities for small businesses to show their stuff, via trade fairs, demonstrations and media events.
Community service organizations. This is a great way to combine a personal interest with your business. Many groups may have a need for your type of service, giving you the opportunity to do pro bono work in return for free visibility. What’s more, your fellow volunteers may also be potential customers.
As you network, consider forming relationships with similar businesses that aren’t direct competitors. A small computer seller or computer consultant may be willing to refer customers to you in return for you doing the same for them. Check out the quality of the other company, however, before you provide references that could reflect poorly on you.
Using traditional forms of advertising, such as Yellow Pages, handbills, etc. also may help. However, for a business such as yours, an investment in developing your networking knowledge and your "personal network" may prove to best for you.
Management Advisor Marketing Advisor Business Communications
JWB Interest, LLC 2012 All Rights Reserved
Wednesday, March 14, 2012
Data Delima
What is DATE DELIMA doing to you ??
Management Advisor Marketing Advisor Business Communications
JWB Interest, LLC 2012 All Rights Reserved
Wednesday, March 7, 2012
Tax Table 2012
Tax 2012 >>>>>>>>>>
2012 Tax Rates pdf format >>> 2012 Tax Rates
Management Advisor Marketing Advisor Business Communications
JWB Interest, LLC 2012 All Rights Reserved
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